I received a random "Unknown" number call at close to 4am this morning. And before the afternoon came, a text message was sent to my phone, requesting me to call Amex about a fraudulent charge.
What? Me? Like everyone, I always thought credit card fraud happened to everyone else but me. Well today, the omens gathered and some fool in Oregon was attempting to charge over $500 of Lowe's (for the foreigners: a giant, national home improvement retailer) purchases to my card.
I've never even been to Oregon, and since I don't own a house, I haven't been to Lowe's in years.
Did I expect this to happen? Yes. I received a letter from one of the online retailers I purchased from, a few months ago, informing me that their servers had been compromised and credit card information was stolen, mine included.
Oh, great! Just another thing for me to worry about: the recession, unemployment, and some unauthorised use of my credit card.
Well it's a good thing I still manage to scrape up the $150 annual fee Amex demands of me every year. I could easily subscribe to any other card company for free (and their infamously bad customer service; I'm talking about you two, Citibank and Chase!), but all the best things in life are not truly free.
New credit card on the way via overnight service by UPS.
God bless my credit card, Amex.